:root{--navy:#164b8a;--deep:#103761;--gold:#e8b72f;--ink:#203c59;--muted:#607287;--line:#e1e9f2}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;background:#fff;color:var(--ink);font:16px/1.75 Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}header{max-width:1440px;margin:auto;padding:25px 6%;display:flex;justify-content:space-between;align-items:center;gap:24px;border-bottom:1px solid var(--line)}.brand{display:flex;gap:18px;align-items:center}.brand strong{font-size:40px;line-height:1;letter-spacing:-2px;color:var(--navy)}.brand strong span{color:var(--gold)}.brand small{font-size:14px;line-height:1.4;padding-left:18px;border-left:1px solid var(--line)}nav{display:flex;align-items:center;gap:27px;font-size:14px}nav a{display:inline-flex;align-items:center;min-height:44px}nav a:hover{color:var(--navy)}.nav-contact{background:var(--navy);color:white;padding:9px 24px;border-radius:6px}.nav-contact:hover{color:white;background:var(--deep)}.hero{max-width:1440px;margin:auto;display:grid;grid-template-columns:1.35fr .85fr;gap:7%;padding:85px 8% 70px;background:white}.eyebrow{font-size:14px;font-weight:700;letter-spacing:1.6px;color:var(--navy);margin:0 0 24px}.hero-copy>.eyebrow{display:inline-block;background:#fff7dd;border-radius:30px;padding:7px 16px;color:#75550b}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.14;letter-spacing:-1.4px;margin:0 0 26px;color:var(--deep)}h1{font-size:clamp(40px,4.6vw,67px)}h2{font-size:clamp(32px,3.3vw,46px)}em{font-style:normal;color:var(--navy)}h1 em{background:linear-gradient(transparent 83%,#f5d77e 83%);padding-bottom:3px}.lead{max-width:540px;font-size:18px;color:var(--muted);line-height:1.8}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}.button{display:inline-flex;justify-content:center;align-items:center;min-height:52px;padding:15px 26px;border:1px solid transparent;border-radius:6px;font:600 16px/1.4 Arial;cursor:pointer}.gold{background:var(--gold);color:#233954}.gold:hover{background:#f3c84c}.outline{color:var(--navy);border-color:#b8cde2;background:white}.outline:hover{background:#f0f6fc}.hero-note{font-size:14px;color:var(--muted);margin-top:26px}.hero-panel{position:relative;overflow:hidden;align-self:center;background:#f0f6fc;border:1px solid #d9e6f3;border-radius:12px;padding:36px;min-height:405px;display:flex;flex-direction:column;border-top:5px solid var(--gold)}.hero-panel .eyebrow{position:relative;z-index:1}.large-symbol{position:absolute;right:25px;top:60px;font:195px/1 Georgia;color:#d6e5f5}.hero-panel h2{position:relative;font-size:37px;margin-top:45px}.hero-panel>p:not(.eyebrow){position:relative;color:var(--muted);font-size:16px;max-width:310px}.panel-bottom{border-top:1px solid #cfdeed;margin-top:auto;padding-top:20px;display:flex;justify-content:space-between;gap:12px;color:var(--navy);font-size:14px}.trust-strip{display:flex;justify-content:center;gap:8%;flex-wrap:wrap;padding:24px 6%;border-block:1px solid var(--line);background:#fffdf6;font-size:16px}.trust-strip span:before{content:'✓';color:var(--navy);background:#fbeac0;border-radius:50%;padding:3px 7px;margin-right:12px}.section{padding:85px max(6%,calc((100vw - 1210px)/2));scroll-margin-top:20px}.about{display:grid;grid-template-columns:1fr 1fr;gap:9%}.about p{margin-top:0;color:var(--muted)}.about em{color:var(--navy)}.services{background:#f5f9fe}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin-top:40px}.cards article{background:#fff;padding:32px;border:1px solid var(--line);border-radius:9px;box-shadow:0 6px 20px #164b8a05}.number{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;background:#fff4d3;border-radius:8px;font:27px Georgia;color:#77540c}h3{font-size:20px;line-height:1.4;margin:24px 0 12px;color:var(--deep)}.cards p,.steps p{font-size:16px;color:var(--muted)}.steps{display:grid;grid-template-columns:1fr 1.2fr;gap:10%}.steps ol{list-style:none;counter-reset:step;margin:0;padding:0}.steps li{counter-increment:step;position:relative;padding:0 0 25px 65px;margin-bottom:25px;border-bottom:1px solid var(--line)}.steps li:before{content:counter(step,decimal-leading-zero);position:absolute;left:0;top:0;font:28px Georgia;color:var(--navy);border-bottom:3px solid var(--gold);padding-bottom:8px}.steps h3{margin-top:0}.steps li p{margin:0}.contact{background:#f3f8fd;border-top:1px solid #dce8f4;display:grid;grid-template-columns:1fr 1.1fr;gap:8%;position:relative}.contact .eyebrow{color:var(--navy)}.contact>div>p:not(.eyebrow){color:var(--muted)}.phone{display:block;font:34px Georgia;color:var(--navy);margin-top:30px}.phone:hover{text-decoration:underline}.email{margin-top:8px}.preview-note{font-size:14px;max-width:390px;border-left:3px solid var(--gold);padding-left:16px;margin-top:30px}form{padding:32px;background:white;border:1px solid #dce6f0;border-radius:10px;box-shadow:0 12px 35px #174c8a08}label{display:block;font-size:14px;font-weight:600;margin-bottom:18px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}input,textarea{display:block;width:100%;font:16px/1.5 Arial;color:var(--ink);background:#fff;margin-top:7px;padding:12px;border:1px solid #cddae7;border-radius:5px}textarea{resize:vertical}.form-note{font-size:14px;color:var(--muted)}#form-status{margin-top:24px;background:#f3f8fd;padding:18px;border-left:3px solid var(--gold);overflow-wrap:anywhere;font-size:14px}#form-status h3{margin:0 0 14px}#form-status p{margin:8px 0;white-space:pre-wrap}footer{max-width:1440px;margin:auto;padding:35px 6%;display:flex;justify-content:space-between;align-items:center;gap:25px}footer p,footer>small{font-size:14px;color:var(--muted)}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid #b98911;outline-offset:4px}@media(max-width:900px){header{flex-wrap:wrap}nav{width:100%;gap:20px;flex-wrap:wrap}.hero{padding:45px 6%;grid-template-columns:1fr;gap:30px}.hero-panel{min-height:0;width:100%;padding:28px}.hero-panel h2{margin-top:15px;font-size:32px}.large-symbol{top:15px;font-size:155px}.panel-bottom{margin-top:20px}.section{padding:55px 6%}.about,.steps,.contact{grid-template-columns:1fr;gap:26px}.cards{grid-template-columns:1fr;gap:16px}.trust-strip{gap:18px;justify-content:flex-start;font-size:14px}.form-row{grid-template-columns:1fr;gap:0}footer{flex-direction:column;align-items:flex-start}h1{font-size:clamp(34px,7.4vw,49px)}.brand strong{font-size:34px}.brand{gap:12px}.brand small{padding-left:12px}form{padding:24px}}@media(max-width:380px){.brand strong{font-size:30px}.brand small{font-size:12px}.button{padding:14px 18px}form{padding:18px}.phone{font-size:28px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.contact-bar{display:flex;justify-content:space-between;gap:20px;padding:10px max(6%,calc((100vw - 1210px)/2));background:var(--deep);color:white;font-size:14px}.contact-bar a:hover{text-decoration:underline}header{justify-content:center;border:0;padding:26px 6%}.main-nav{justify-content:center;gap:30px;padding:13px 6%;background:#f5f8fc;border-block:1px solid var(--line);font-size:14px;font-weight:600}.main-nav a[aria-current]{border-bottom:3px solid var(--gold);color:var(--navy)}.partner-callout{display:flex;align-items:center;justify-content:space-between;gap:35px;border-top:1px solid var(--line)}.partner-callout p:last-child{color:var(--muted);max-width:600px}.page-banner{text-align:center;background:var(--deep);padding:65px 6%;border-bottom:5px solid var(--gold)}.page-banner h1{color:white;font-size:clamp(36px,4vw,58px)}.page-banner .eyebrow{color:#f4d274}.page-banner>p:not(.eyebrow){color:#e3edfa;font-size:18px}.page-banner .button{margin-top:15px}.partner-content{max-width:1080px;padding:65px 6%;margin:auto}.partner-content h2{font-size:34px;margin-top:50px}.partner-content .intro{font-size:21px;line-height:1.7;max-width:850px;color:var(--deep)}.partner-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.partner-benefits article{padding:22px;background:#f4f8fd;border-top:3px solid var(--gold)}.partner-benefits h3{margin-top:0}.partner-benefits p{margin-bottom:0;color:var(--muted)}.partner-process{padding-left:24px}.partner-process li{padding:8px}.application{margin-top:60px;padding:35px;background:#f3f8fd;scroll-margin-top:25px}.application h2{margin-top:0}.form-status{margin-top:24px;background:#f3f8fd;padding:18px;border-left:3px solid var(--gold);overflow-wrap:anywhere}.form-status p{white-space:pre-wrap}.partner-faq details{border-bottom:1px solid var(--line);padding:18px 0}.partner-faq summary{cursor:pointer;font-weight:600;font-size:18px;min-height:32px}.partner-faq p{color:var(--muted)}@media(max-width:900px){.main-nav{gap:12px 22px;width:100%;justify-content:center}.contact-bar{flex-wrap:wrap;justify-content:center;font-size:14px}.contact-bar>span:nth-child(2){display:none}.partner-callout{flex-direction:column;align-items:flex-start}.partner-benefits{grid-template-columns:1fr}.page-banner{padding:45px 6%}.partner-content{padding:35px 6%}.application{padding:20px}.partner-content h2{font-size:30px}}

/* CDVA editorial identity */
:root{--navy:#174f90;--deep:#102f53;--gold:#e9bd44;--muted:#53677c}header{justify-content:flex-start;max-width:1280px;padding:30px 5%}.main-nav{background:white;gap:34px}.main-nav a{border-bottom:2px solid transparent}.main-nav a:hover{border-color:var(--gold)}.hero{max-width:1280px;padding:80px 5%;gap:8%;grid-template-columns:1.3fr 1fr}.hero-copy>.eyebrow{background:none;padding:0;border-radius:0;color:var(--navy);display:flex;align-items:center;gap:12px}.hero-copy>.eyebrow:before{content:'';width:32px;height:3px;background:var(--gold)}h1{font-size:clamp(42px,4.8vw,68px);line-height:1.12}.hero-panel{background:var(--deep);border:0;border-radius:2px;border-top:4px solid var(--gold);padding:40px;min-height:450px;box-shadow:20px 20px 0 #f2f6fa}.hero-panel h2{color:white;font-size:39px}.hero-panel .eyebrow{color:#f1ce79}.hero-panel>p:not(.eyebrow){color:#d8e5f1}.large-symbol{color:#24496d}.panel-bottom{color:#f4d88e;border-color:#3b5876}.button{border-radius:3px}.trust-strip{background:white;font-size:15px;padding:26px 5%}.trust-strip span:before{background:none;border-radius:0;padding:0;margin-right:10px;color:#94701a}.section{padding:88px max(6%,calc((100vw - 1160px)/2))}.cards article{border-radius:3px;box-shadow:none;border-top:3px solid var(--gold);padding:34px}.number{background:none;border-radius:0;justify-content:flex-start;color:var(--navy);font-size:34px}.situations{display:grid;grid-template-columns:1fr 1fr;gap:9%}.situations-list article{border-bottom:1px solid var(--line);padding:0 0 20px;margin-bottom:24px}.situations-list h3{margin:0 0 10px}.situations-list p{margin:0;color:var(--muted)}.steps{background:#f6f9fc}.faq{display:grid;grid-template-columns:1fr 1.2fr;gap:8%}.faq>div>p:not(.eyebrow){color:var(--muted)}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{font-size:18px;font-weight:600;cursor:pointer;line-height:1.5;color:var(--deep)}.faq details p{color:var(--muted);margin:16px 0 0}.faq details:first-child{padding-top:0}.partner-callout{background:var(--deep);color:white;border-bottom:4px solid var(--gold)}.partner-callout h2{color:white}.partner-callout .eyebrow{color:#f1ce79}.partner-callout p:last-child{color:#d8e5f1}.contact{background:white}.contact form{background:#f6f9fc;border-radius:3px;box-shadow:none}.contact input,.contact textarea{border-radius:2px}footer{border-top:1px solid var(--line)}summary:focus-visible{outline:3px solid #b98911;outline-offset:5px}@media(max-width:900px){header{justify-content:center;padding:24px 6%}.main-nav{gap:10px 20px}.hero{grid-template-columns:1fr;padding:44px 6%;gap:35px}.hero-panel{min-height:340px;padding:30px;box-shadow:10px 10px 0 #f2f6fa}.hero-panel h2{font-size:34px}.section{padding:54px 6%}.situations,.faq{grid-template-columns:1fr;gap:26px}.trust-strip{gap:20px}.partner-callout{align-items:flex-start}h1{font-size:clamp(36px,8vw,56px)}}